The Easiest & Fastest Way For Agents to Pay
AI Agents are scoped, pre-funded, and compliant by design. finperks is the gift card layer that makes them work.
The Payment Infrastructure Layer for Agentic Commerce
Agent-Ready, Compliant by Design with Natively Implemented Guardrails.
Why Gift Cards are Structurally Perfect for Agentic Commerce
The problem with agents buying things: they need access to a payment credential, that credential has broad exposure risk, and every transaction needs fraud controls, chargebacks, and scheme compliance. A gift card sidesteps all of it.
Pre-funded by Design
Spend is limited to the gift-card face value. Hard cap, no overdraft, no open-ended payment access.
No Stored Payment Data
Agents transact via redemption codes, keeping card and bank credentials out of the execution layer.
Brand-Scoped Control
Closed-loop value can only be spent at the selected brand, within preset rules and budgets.
Lower Payment Risk
No open-loop card exposure, reduced chargeback risk, and no payment licence burden for the agent layer.
What is Agentic Commerce?
Agents compress days of research, discovery, and comparison into quick thinking decisions. Here’s how.
Agent recommends
Agents suggest products and compare options for the user.
Agent browses
Agents browse stores, add to cart, and prepare checkout.
Agent makes an autonomous purchase
Agents complete transactions within preset rules and budgets.
See it in action
Gift cards lead to 50% retention for our partners.
Prepaid is becoming an undeniable customer engagement tool and a popular payment method. Let your agents should shop with them
“We don't have to go to every single brand, negotiate terms, and build the technical integration. We just go to finperks, it's a one stop-shop, and solution is live.”
Cashback & Points
Enable agents to find eligible cashback or point rewards on brands, match the best offer, and issue prepaid rewards instantly after purchase.
Agent checks whether cashback/points via gift card is available
Agent matches merchant to the best brand (for eg. 10% or
0.25€ earned on Dominos)
Gift card issued instantly
Barcode + PIN → wallet, email, or in-app
The First Platform Connecting Clients with Brands Directly
Give Your Agents The Full Shopping Experience
finperks connects your gift card program to the platforms building these agents. It also gives agents a catalouge to shop from. Get in touch with us!